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Employees at nursing homes and assisted living facilities face a number of potential workplace injuries. Common workplace injuries at these facilities include back injuries resulting from lifting residents out of bed or off the ground and slips, trips, and falls. Repetitive injuries are another concern, with the U.S. Occupational Safety and Health Administration (OSHA) reporting that nursing home and assisted living facility workers are twice as likely to suffer musculoskeletal injuries than those in other industry sectors because of repetitive movements.
Nurses can also experience shoulder, ankle, foot, hand, wrist, and neck injuries. Needlestick injuries, injuries due to overexertion, and injuries due to violence by residents who may have age-related dementia or other mental health conditions are also on-the-job hazards.
Manchester Specialty Programs provides Workers’ Compensation insurance solutions to nursing homes and assisted living facilities. We work with highly rated Workers’ Compensation partner carriers to provide underwriting services, excellent claims handling and loss control tools. We can offer the following options:
Our marketing collaboration with The Joint Commission also enables accredited firms to benefit from valuable insurance premium savings (where state regulators allow and based on each individual account) with scheduling credits on Workers’ Compensation insurance. The Joint Commission is an independent nonprofit organization whose goal is to drive quality patient health care and safety through standards-setting and accreditation.
Our programs and insurance products are offered exclusively through licensed agents and brokers in all states (we do not sell directly to health care firms). Clients have the advantage of working with their local insurance agent or broker of choice.
If you are an insurance agent or broker, please visit our Agent/Broker Resource Center to download/complete our Producer Agreement and start working with us.
If you are a health care firm, please share information on our program and our website with your local insurance agent; they can quickly access our program on your behalf to obtain a competitive quote.
For more information about our insurance programs, please call us at 1-855-972-9399.